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Private Sector Housing Grants and Loans

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Disabled Facilities Grant

These grants are available to owners or tenants to provide disabled adaptations to enable an occupant to use essential basic facilities or access their home.  This is a statutory grant and the conditions of the grant are contained in the Housing Grants, Construction and Regeneration Act 1996. The maximum grant is £30,000.  Examples of common adaptations include:

  • Providing ramps to allow a person to get in and out of their house
  • Stair lifts and through floor lifts
  • Level access showers for people who cannot use a conventional shower or bath

More on Disabled Facilities Grants ».

Disabled Home Assistance Grant

A person who is in receipt of a Disabled Facilities Grant can obtain a Disabled Home Assistance Loan of up to £7,000 in order to carry out essential works, e.g. Electrical repairs to enable the Disabled Facilities Grant works to proceed.

  • Repayable if property sold within 10 years
  • Applicant must be in receipt of Disabled Facilities Grant

 

Disabled Adaptation Loan

Where a person is in receipt of a Disabled Facilities Grant (DFG) and adaptations works to exceed the maximum DFG grant limit of £30,000.00, a loan of up to £15,000 will be made available to fund the cost of eligible works that exceeds the DFG maximum

  • Repayable if property sold, unoccupied or on death
  • Applicant must be in receipt of a Disabled Facilities Grant
  • Will be subject to a means test

Disabled Adaptation Grant

a) A grant up to £20,000 will be made available where the applicant has a financial contribution towards a DFG following the statutory mean    test or:

b) Where an applicant does not qualify for a DFG following the statutory means test, a mean tested disabled adaptation grant will  be offered.  The maximum grant will be £20,000

  • Grant repayable if sold or the applicant() die within 10 years
  • Only owners can apply

 

Stairlift Grant

Where there is an urgent need for a stairlift in a disabled persons home, a grant of up to £4,000 will be provided for a stairlift in the following cases

  • Where this has caused a delayed discharge of the patient due to the lack of a stairlift in a their accommodation or
  • Where a person is known to become disabled following an operation (such as leg amputation) and a stairlift is required before the person can be discharged.
  • No Means test or conditions

 

Disabled Relocation Grant

In appropriate cases where a property is unsuitable for adaptation with a Disabled Facilities Grant and it represents better value for money, a Disabled Relocation Loan will be offered up to a maximum of £20,000. This will pay for legal and moving costs and any agreed increase in the cost to purchase a more suitable property.

  • Repayable if property sold within 10 Years
  • Applicant must be eligible for a Disabled Facilities Grant
  • Will be subject to a means test

Urgent Home Assistance Loan

A loan of up to £17,000 to owner-occupiers who are in receipt of a relevant means tested benefit or on low income at the time of application and whose home contains a serious hazard likely to cause risk of harm.

  • Interest free loan
  • Repayable when property sold
  • Only owner occupiers can apply
  • Home must suffer from a serious hazard
  • Will be subject to a means test 

Winter Warmth Grant 

This grant will pay for heating or insulation (normally replacement boilers) where the applicant is over 65 and has a long term heath condition. The maximum grant is £7,000.

  • Grant is repayable if property sold within 10 years
  • Only owner occupiers can apply
  • Not means tested

Empty Property Loan

Where a KCC no use empty loan has been approved to bring a long term empty property back into residential use, a further interest free loan of up to £15,000 is available from DCC to supplement the KCC loan.  The loan is normally repayable within 3 years

  • Only available to owners receiving a KCC no-use empty loan
  • Loans administered by KCC
  • Loans repayable after 3 years

Handyperson Service

We provide financial support to the East Kent Homes Improvement Agency to enable a Handyperson Service which provides help to vulnerable households. 

 

Our Housing Assistance policy »

 

Contact Private Sector Housing

Tel: 01304 872397
Email: privatesectorhousing@dover.gov.uk

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