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Event Planning: Insurance

For any event, DDC ask for Public Liability Insurance cover for a minimum sum of £5 million to be in place and valid for the date(s) of the event. It is the event organiser’s responsibility to obtain the appropriate event insurance.

For any event on public open space, in an amenity area or part of the Highway it is a condition of use that you hold third party liability insurance cover to the value of at least £5 million. You will need to ensure that the policy is sufficient to cover the type of event being planned. Think about cancellation cover! Special measures should also be implemented should large amounts of cash be accumulated at the event.

If you are employing outside contractors always check their insurance cover as well. It is also advisable to check the Health and Safety policy statements of any contractor you employ (businesses with 5 or more employees are required to have one by law), their risk assessments for the tasks to be carried out, and the systems of work or method statements which have been put in place as a result of these assessments to ensure they will be working safely.